The Loan Process

First Time Buyer Tips

100% Financing

Imperfect Credit




 

10 Small Steps to

Closing Your Loan


Below is a description of the steps we'll take to get your loan closed (from concept to completion).

I am with you every step of the way in this process.

 

Step Event to take place
1 Get prepared by organizing your documents.
2 Pre-qualify prior to finding a property to purchase.

You can do this online, by phone, or in person.
3 We shop dozens of loan programs and find you the best rate.
4 You sign loan application and we lock rate.

At this state you will be required to prove all income, assets, and rental or mortgage history.

5 We order appraisal.

This is the only thing you are required to pay prior to closing day. Typically the cost is $300-325 and you'll give us the check when you sign the loan application packet.

6 We  submit loan to lender for final underwriting and approval.
7 We get final conditions from lender that you'll need to meet.
8 Funds are ordered and final closing day scheduled.
9 Loan closed and funded.
10 You get the keys and move in! We celebrate!


My goals are to:

  • Complete your loan in a timely manner

  • Keep you informed throughout the entire loan process

  • Get you a great rate and save you money!

  • Satisfy you with the overall experience, so that you will come back and tell all of your friends

For information on refinancing, click here.


Remember, I do all the shopping

and you get all the benefits.

Questions?

Call me direct at:
(352)895-5810

Get the ball rolling...

QUESTIONS?  Call 352-895-5810

EMAIL

Randall Hunter, Licensed Florida Mortgage Broker

Providing Loan Services throughout the entire Sunshine State!

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